2026-10-01 · 4 min read
Does Homeowners Insurance Cover a Bounce House Rental?
Whether your homeowners policy covers injuries on a rented bounce house, and why the rental company's insurance matters most.
The short answer
Sometimes, but don't count on it. Many homeowners policies include some personal liability coverage, but some exclude 'attractive nuisances' or rented recreational equipment. Call your insurer to ask before your event.
Why the rental company's insurance matters most
A professional rental company should carry commercial general liability insurance that covers its equipment at your event. This protects you if a unit fails or is set up incorrectly. Never rent from a company that can't show proof of insurance.
How to verify coverage
Look for the BHA Insurance Verified badge in our directory, then confirm it on our badge verification page using the code on the company's listing.
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Every company in our directory is personally vetted for safety, insurance, and cleanliness.
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